Publisher Agreement

Version 2.1 · Effective November 11, 2026 · DryverMedia LLC

This Publisher Agreement ("Agreement") is between DryverMedia LLC, a Nevada limited liability company, 10120 W. Flamingo Rd., Suite 4-310, Las Vegas, NV 89147 ("DryverMedia"), and the person or company that applies to or participates in the DryverMedia publisher network ("Publisher" or "you"). You accept this Agreement by checking the acceptance box when you register, by signing an insertion order that references it, or by sending any traffic, lead or call to DryverMedia. If you accept for a company, you represent that you have authority to bind it.

1. Definitions

• "Campaign" means an advertiser offer DryverMedia makes available to you, with its payout, terms and restrictions shown in the DryverMedia platform or an insertion order ("Campaign Terms").
• "Action" means a valid, payable event under a Campaign: a qualified click, lead, call, sale, install or other event defined in the Campaign Terms.
• "Lead" means consumer information you submit or cause to be submitted. "Call" means a consumer phone call you route to a DryverMedia tracking number.
• "Media" means every website, app, landing page, email, text, social account, ad, call center and other channel you or your Sub-Publishers use to promote a Campaign.
• "Sub-Publisher" means any third party you use to generate traffic, Leads or Calls.
• "Invalid Activity" has the meaning in Section 8.
• "Compliance Policy" means the DryverMedia Compliance & Prohibited Traffic Policy at dryvermedia.com/compliance, as updated, which is part of this Agreement.

2. Approval and Campaigns

DryverMedia may approve or reject any application, Campaign request or Media at its sole discretion. Campaign Terms (including payout, caps, allowed traffic sources, geography, creative and consent language) are part of this Agreement for that Campaign. If Campaign Terms conflict with this Agreement, the Campaign Terms control only for that Campaign. DryverMedia may change or end any Campaign, payout or cap at any time; changes apply to Actions generated after notice in the platform or by email. Advertisers may pause Campaigns without notice, and no payout is owed for Actions generated after a pause.

3. Publisher obligations

You will:

1. promote Campaigns only through Media DryverMedia approved, and only with approved creative, claims and landing pages;
2. use only the tracking links, numbers and pixels DryverMedia provides, without altering them;
3. disclose your Media, traffic sources and any Sub-Publishers to DryverMedia on request;
4. obtain DryverMedia's written approval before using any Sub-Publisher, and remain fully responsible for every Sub-Publisher's acts as if they were your own;
5. respond to compliance requests, complaints and consent-record requests within the times in Section 5; and
6. keep your account information, payment and tax details accurate.

4. Legal compliance

You represent, warrant and covenant that you, your Media and your Sub-Publishers will comply with all applicable laws, regulations and industry rules, including:

• the Telephone Consumer Protection Act (TCPA) and FCC rules, the Telemarketing Sales Rule (TSR) and FTC rules, the National Do Not Call Registry, and state telemarketing, "mini-TCPA," call-time and registration laws;
• the CAN-SPAM Act and state email and text-message laws;
• Section 5 of the FTC Act and state laws against unfair or deceptive practices, including the FTC's rules on endorsements, testimonials and disclosures;
• federal and state privacy and data-security laws, including the California Consumer Privacy Act and other state comprehensive privacy laws;
• the Children's Online Privacy Protection Act (COPPA); and
• industry-specific laws for the vertical you promote, including insurance, lending, home services, health and Medicare marketing rules where applicable.

You also will follow the Compliance Policy, the Campaign Terms and the terms of every ad platform you use (such as Meta, TikTok and Google).

5. Consumer consent and records

Consent. For every Lead or Call, you will obtain, before submission, the consumer's consent required by law for the advertiser (and any buyer named in the Campaign Terms) to contact the consumer, including prior express written consent under the TCPA where calls or texts use an automatic telephone dialing system, artificial or prerecorded voice, or are telemarketing to a mobile number. Consent language must be clear and conspicuous, must use the exact consent language and seller disclosures DryverMedia approves, and must not be buried, pre-checked or made a condition of purchase.

Accuracy. Every Lead must come from a real consumer who personally and knowingly submitted it, at the time stated, with accurate information. Leads may not be fabricated, altered, aged, recycled, resold or submitted to DryverMedia more than once, unless the Campaign Terms allow it.

Records. For each Lead or Call you will capture and keep, for at least five (5) years: the date, time and IP address of submission; the URL and a copy of the page and consent language shown; for every web Lead, a TrustedForm certificate (ActiveProspect) or a Jornaya LeadiD token (Verisk), as the Campaign Terms specify, captured on the page where consent was given; and, for Calls, the source of the call. You will deliver these records to DryverMedia within two (2) business days of a request, or within twenty-four (24) hours if the request relates to a complaint, demand letter, lawsuit or regulator inquiry. Leads or Calls without records delivered on time are Invalid Activity.

Opt-outs. You will honor consumer opt-out and revocation requests made by any reasonable means within the time the law requires, maintain an internal do-not-contact list, and pass opt-outs to DryverMedia within one (1) business day.

Call recording. You will not record or monitor any Call unless every party is told at the start of the call that it may be recorded. Nevada (NRS 200.620) and several other states require the consent of all parties to record a phone call.

6. Tracking and reporting

DryverMedia's tracking platform is the official and final record of all clicks, Leads, Calls, Actions and payouts. You may dispute a report in writing within thirty (30) days after the end of the month it covers; after that the report is final. Advertisers may verify Actions, and only Actions the advertiser accepts and pays DryverMedia for are payable, unless the Campaign Terms state otherwise.

7. Payment

Schedule. DryverMedia will pay undisputed, valid payouts Net 30 after the end of the period in which they were earned, by ACH, wire or PayPal, once your balance reaches US$100. Balances below the minimum roll over. International wire transfers carry a US$25 fee per payment, which is deducted from the payout.

Taxes. You must provide a valid Form W-9 or W-8 before payment. You are responsible for all taxes on amounts you receive. DryverMedia may withhold amounts the law requires.

Reversals and set-off. DryverMedia may withhold, reverse or charge back any payout for Invalid Activity, for Actions an advertiser rejects, reverses or does not pay for, or for any breach of this Agreement, whether discovered before payment or within twelve (12) months after it. DryverMedia may deduct any such amount, and any amount you owe under Section 15, from current or future payments, and you will repay any remaining amount within fifteen (15) days of request.

No other compensation. Payouts are your only compensation. You are responsible for your own costs, including media spend.

8. Invalid Activity and fraud

"Invalid Activity" includes any click, Lead, Call or Action that: is generated by bots, scripts, spiders, emulators, click farms, iframes, cookie stuffing, forced clicks or any automated means; is fabricated, duplicated, aged, altered or obtained through misleading or incentivized means not allowed by the Campaign Terms; comes from a traffic source, Media or geography not approved; lacks the consent or records Section 5 requires; violates law, the Compliance Policy or a platform's terms; or that DryverMedia or the advertiser reasonably determines is fraudulent or non-human. DryverMedia owes nothing for Invalid Activity. If DryverMedia reasonably suspects Invalid Activity, it may suspend your account and hold all payouts while it investigates, for up to ninety (90) days, and may permanently withhold payouts for Invalid Activity it confirms.

9. Creative and intellectual property

DryverMedia grants you a limited, revocable, non-exclusive, non-transferable license to use approved advertiser creative and trademarks only to promote the related Campaign during this Agreement. You may not modify creative, make claims not approved in writing, bid on advertiser or DryverMedia trademarks in search or social ads unless the Campaign Terms allow it, or register domains or social handles containing them. You grant DryverMedia and its advertisers a license to review, copy and monitor your Media and creative for compliance. All other rights are reserved.

10. Data

As between the parties, data DryverMedia's platform collects or generates, including tracking and performance data, belongs to DryverMedia. Leads and Calls you deliver, once paid for, may be used and disclosed by DryverMedia and its advertisers as allowed by the consent obtained and by law. You will not use advertiser or DryverMedia data except to perform this Agreement. Each party will use reasonable security to protect personal information it holds and will notify the other within seventy-two (72) hours of discovering a security incident affecting personal information related to this Agreement.

11. Confidentiality

Each party will keep the other's non-public information (including payouts, advertiser identities, Campaign Terms, traffic sources and performance data) confidential, use it only to perform this Agreement and protect it with reasonable care. This does not apply to information that is public through no fault of the recipient, already known to it without restriction, independently developed, or required to be disclosed by law (with prompt notice where lawful).

12. Non-circumvention

During this Agreement and for twelve (12) months after it ends, you will not, directly or through anyone else, solicit, contract with or accept payment from any advertiser or buyer that DryverMedia introduced to you, or whose Campaign you ran through DryverMedia, for the same or a similar offer, without DryverMedia's written consent. If you breach this Section, you will pay DryverMedia, as liquidated damages and not a penalty, an amount equal to the payouts DryverMedia earned on your traffic for that advertiser during the six (6) months before the breach, in addition to any other remedy.

13. Term and termination

This Agreement runs until ended. Either party may end it at any time by written notice, including by email. DryverMedia may suspend or end your account immediately for any breach, suspected Invalid Activity, a consumer or regulator complaint, or conduct that may harm DryverMedia or an advertiser. On termination you must stop using all tracking links, numbers and creative immediately. Payouts for valid Actions earned before termination will be paid on the normal schedule, subject to Sections 7 and 8; payouts are forfeited if termination is for your breach or Invalid Activity.

14. Independent contractors

The parties are independent contractors. Nothing in this Agreement creates a partnership, joint venture, agency, franchise or employment relationship. You have no authority to bind DryverMedia or any advertiser, and you will not represent yourself as an agent of DryverMedia or an advertiser, or as a licensed insurance agent or other licensed professional unless you are licensed.

15. Indemnification

You will defend, indemnify and hold harmless DryverMedia, its advertisers and their members, managers, officers, employees and agents from all claims, demands, investigations, losses, fines, penalties, settlements, judgments, costs and expenses (including reasonable attorneys' fees and the costs of responding to subpoenas and regulators) arising from or related to: (a) your or your Sub-Publishers' Media, traffic, Leads, Calls or conduct; (b) any actual or alleged violation of law, including the TCPA, TSR, CAN-SPAM Act and privacy laws; (c) any breach of this Agreement or the Compliance Policy; (d) any lack of valid consent or required records; or (e) any claim that your Media or creative infringes a third party's rights. DryverMedia may choose its own counsel at your expense and must approve any settlement that imposes obligations on it.

16. Disclaimers

THE DRYVERMEDIA PLATFORM, CAMPAIGNS AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." DRYVERMEDIA DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT, AND DOES NOT GUARANTEE ANY VOLUME, REVENUE, UPTIME OR TRACKING ACCURACY.

17. Limitation of liability

DRYVERMEDIA WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR LOST PROFITS OR REVENUE, ARISING FROM THIS AGREEMENT. DRYVERMEDIA'S TOTAL LIABILITY UNDER THIS AGREEMENT WILL NOT EXCEED THE PAYOUTS IT PAID YOU IN THE THREE (3) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM. THESE LIMITS DO NOT LIMIT YOUR OBLIGATIONS UNDER SECTIONS 4, 5, 8, 11, 12 AND 15.

18. Dispute resolution

Any dispute arising from or relating to this Agreement will be resolved by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, before one arbitrator, seated in Clark County, Nevada. Either party may seek injunctive relief in court to protect confidential information, intellectual property or the non-circumvention covenant, and DryverMedia may bring a collection action in court for amounts you owe. Claims may be brought only in an individual capacity, not as part of any class, collective or representative proceeding. EACH PARTY WAIVES ANY RIGHT TO A JURY TRIAL. The prevailing party is entitled to recover its reasonable attorneys' fees and costs. This Agreement is governed by Nevada law and the Federal Arbitration Act. For matters heard in court, the parties consent to the exclusive jurisdiction of the state courts in Clark County, Nevada, and the United States District Court for the District of Nevada.

19. General

• Changes. DryverMedia may amend this Agreement or the Compliance Policy by posting a new version and notifying you in the platform or by email. Changes take effect seven (7) days after notice, or immediately where required by law; continuing to send traffic after that means you accept them.
• Notices. Notices to you may be sent to the email address on your account. Notices to DryverMedia must be emailed to support@dryvermedia.com with a copy mailed to the address above.
• Assignment. You may not assign this Agreement without DryverMedia's written consent. DryverMedia may assign it to an affiliate or successor.
• Force majeure. Neither party is liable for delay or failure caused by events beyond its reasonable control, including outages of ad platforms, tracking or telecom providers, except for payment obligations already owed.
• No third-party beneficiaries. Except for the indemnified parties in Section 15, no one other than the parties has any rights under this Agreement.
• Survival. Sections 4, 5 (records and opt-outs), 6 through 12 and 15 through 19 survive termination.
• Entire agreement. This Agreement, the Compliance Policy, the Privacy Policy and any Campaign Terms or insertion order are the entire agreement on this subject and supersede all prior terms, including DryverMedia's Service Terms dated March 1, 2019. If a provision is unenforceable, it will be enforced to the maximum extent allowed and the rest remains in effect. No waiver is effective unless in writing.
• Electronic acceptance. Acceptance by checkbox, click or electronic signature is binding, as is a signed insertion order delivered by email or PDF.