Advertiser Terms

Version 2.1 · Effective November 11, 2026 · DryverMedia LLC

These Advertiser Terms ("Terms") govern every insertion order, campaign setup or other order (each an "IO") under which DryverMedia LLC, a Nevada limited liability company, 10120 W. Flamingo Rd., Suite 4-310, Las Vegas, NV 89147 ("DryverMedia"), delivers clicks, leads, calls or other actions to an advertiser, buyer or agency ("Advertiser"). Signing an IO, approving a campaign by email, or accepting delivery means Advertiser accepts these Terms. If an IO conflicts with these Terms, the IO controls only for its campaign.

1. Services

DryverMedia will promote Advertiser's offers through its owned websites, its publisher network and paid media, and deliver the clicks, leads, calls or other actions described in the IO ("Deliverables"), at the price, caps, geography and specifications stated there. Unless the IO says otherwise, DryverMedia does not guarantee any volume, quality, conversion rate or result, and Deliverables are non-exclusive.

2. Advertiser obligations

Advertiser represents, warrants and covenants that:

1. it holds every license, registration and appointment required to market and sell its products and services, including insurance producer licenses where applicable, and will keep them current;
2. its offers, landing pages, scripts and creative are truthful, substantiated and lawful, and it will tell DryverMedia promptly of any change to an offer;
3. it will contact consumers only as allowed by law and by the consent provided with each lead or call, including the TCPA, the Telemarketing Sales Rule, federal and state do-not-call rules, state calling-hour and registration laws, the CAN-SPAM Act and state text-messaging laws;
4. it will scrub numbers against required do-not-call lists before any outbound call or text, honor every opt-out and revocation of consent within the time the law requires, and notify DryverMedia of opt-outs on request;
5. it will use each lead only to market the products and services covered by the consumer's consent, and will not sell, rent or share leads with any third party unless the IO expressly allows it; and
6. it will comply with all privacy and data-security laws for personal information it receives, protect that information with reasonable security, and notify DryverMedia within seventy-two (72) hours of any security incident affecting it.

Advertiser will not record or monitor any call unless every party is told at the start of the call that it may be recorded, as Nevada (NRS 200.620) and other all-party-consent states require.

3. Creative and consent language

Advertiser will provide or approve the creative, claims and any seller name that must appear in consent language. DryverMedia may decline or remove any creative or placement. Advertiser grants DryverMedia and its publishers a limited, non-exclusive license to use Advertiser's names, trademarks and creative only to perform the IO. Advertiser is responsible for confirming that the consent language DryverMedia shares with it meets Advertiser's own legal requirements before accepting delivery.

4. Tracking and reporting

Advertiser will install and maintain the pixels, postbacks, API integrations or call-tracking setup DryverMedia specifies. DryverMedia's tracking platform is the official count of Deliverables. If Advertiser's tracking fails or is removed, DryverMedia's records control. Advertiser may dispute counts in writing within fifteen (15) days after the end of the month they cover; otherwise they are final.

5. Returns

Return reasons, the return window, any duplicate window and any limit on return rates are agreed with each Advertiser and set in its IO. If the IO is silent, Advertiser may return a lead only for an invalid or disconnected phone number, a clearly fake identity or a consumer who denies submitting the request, by written notice with the lead ID and reason within five (5) business days after delivery. Calls are billable once they meet the duration or qualification threshold in the IO and may not be returned for sales outcome. Approved returns are credited, not refunded.

6. Billing and payment

Payment terms, including any prepayment, deposit or credit limit, are agreed with each Advertiser and set in its IO. If the IO is silent, invoices are due within fifteen (15) days of the invoice date. Delivery stops when a prepaid balance runs out or a credit limit is reached. Late amounts accrue interest at 1.5% per month, or the highest rate the law allows if lower. Advertiser will reimburse DryverMedia's reasonable costs of collection, including attorneys' fees. Advertiser may not withhold or offset payment for disputed amounts except for returns approved under Section 5. Fees exclude taxes, which Advertiser pays except taxes on DryverMedia's income. DryverMedia may suspend delivery on any late payment.

7. Fraud and quality

DryverMedia uses fraud-screening tools and publisher terms to block invalid traffic. If Advertiser believes Deliverables are fraudulent, it must notify DryverMedia within the dispute period in Section 4 with supporting data. DryverMedia will investigate in good faith and credit Deliverables it confirms were invalid. This credit is Advertiser's sole remedy for invalid Deliverables.

8. Non-circumvention

During the IO and for twelve (12) months after it ends, Advertiser will not knowingly solicit or contract directly with any publisher or traffic source that DryverMedia identified to it or that supplied Deliverables to it through DryverMedia, for the same or a similar campaign, without DryverMedia's written consent.

9. Confidentiality

Each party will keep the other's non-public information (including pricing, publisher identities, traffic sources and performance data) confidential, use it only to perform the IO and protect it with reasonable care. This does not apply to information that is public through no fault of the recipient, already known to it, independently developed, or required to be disclosed by law.

10. Term and termination

Each IO runs for the term it states. Either party may pause or end an IO on forty-eight (48) hours' written notice, or immediately for the other party's material breach or a legal or compliance concern. Advertiser must pay for all Deliverables provided before the pause or termination takes effect, including traffic already in the funnel when notice is received.

11. Indemnification

By Advertiser. Advertiser will defend, indemnify and hold harmless DryverMedia, its publishers and their members, managers, employees and agents from all claims, investigations, losses, fines, penalties, settlements, judgments, costs and expenses (including reasonable attorneys' fees) arising from or related to: (a) Advertiser's products, services, offers, creative or landing pages; (b) any call, text, email or other contact Advertiser or its vendors make to consumers, including claims under the TCPA, TSR or do-not-call laws; (c) Advertiser's use, sale or disclosure of personal information; (d) Advertiser's breach of these Terms or an IO; or (e) Advertiser's violation of law.

By DryverMedia. DryverMedia will defend, indemnify and hold harmless Advertiser from third-party claims to the extent caused by DryverMedia's own willful misconduct or its material breach of these Terms, subject to Section 13.

Procedure. The indemnified party will give prompt written notice, reasonable cooperation at the indemnifying party's expense and control of the defense to the indemnifying party, which may not settle a claim in a way that imposes obligations on the indemnified party without its consent.

12. Disclaimers

EXCEPT AS EXPRESSLY STATED IN THESE TERMS, DELIVERABLES AND SERVICES ARE PROVIDED "AS IS." DRYVERMEDIA DISCLAIMS ALL OTHER WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND ANY WARRANTY OF RESULTS.

13. Limitation of liability

NEITHER PARTY WILL BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR LOST PROFITS OR REVENUE. DRYVERMEDIA'S TOTAL LIABILITY ARISING FROM THESE TERMS AND ALL IOS WILL NOT EXCEED THE AMOUNTS ADVERTISER PAID DRYVERMEDIA IN THE THREE (3) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM. THESE LIMITS DO NOT APPLY TO ADVERTISER'S PAYMENT OBLIGATIONS, ADVERTISER'S INDEMNITY OBLIGATIONS OR EITHER PARTY'S BREACH OF SECTION 9.

14. Dispute resolution

Any dispute arising from or relating to these Terms or an IO will be resolved by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, before one arbitrator, seated in Clark County, Nevada. DryverMedia may bring an action in court to collect unpaid amounts, and either party may seek injunctive relief in court to protect confidential information or intellectual property. Claims may be brought only individually, not in any class or representative proceeding. EACH PARTY WAIVES ANY RIGHT TO A JURY TRIAL. The prevailing party may recover its reasonable attorneys' fees and costs. These Terms are governed by Nevada law and the Federal Arbitration Act. For matters heard in court, the parties consent to the exclusive jurisdiction of the state courts in Clark County, Nevada, and the United States District Court for the District of Nevada.

15. General

• Changes. DryverMedia may update these Terms by posting a new version; changes apply to IOs signed or renewed after posting.
• Notices. Notices to DryverMedia go to support@dryvermedia.com with a copy mailed to the address above; notices to Advertiser go to the contact in the IO.
• Assignment. Neither party may assign these Terms without the other's consent, except to an affiliate or a successor to its business.
• Force majeure. Neither party is liable for delay or failure caused by events beyond its reasonable control, including outages of ad platforms, tracking or telecom providers, except for payment obligations already owed.
• No third-party beneficiaries. Except for the indemnified parties in Section 11, no one other than the parties has any rights under these Terms.
• Relationship. The parties are independent contractors. DryverMedia is not Advertiser's agent and does not sell Advertiser's products.
• Entire agreement. These Terms, the IOs and the Compliance Policy at dryvermedia.com/compliance are the entire agreement on this subject. If a provision is unenforceable, the rest remains in effect. Electronic signatures and email approvals are binding.